Friday, 30 September 2016

Use classified ads as a way to sel your private label product

Use Classified Ads as a Way to Sell Your Private Label Product The internet is filled with millions of business opportunities. Many of these opportunities are legitimate, but others are not. One of the opportunities that you may found online involves the buying of private label resell rights. Unfortunately, there are too many individuals who mistakenly believe that this business opportunity is a scam. The reality is that it is a real, legitimate way to make money. If you are interested in purchasing the resell rights to a private label product, you will first have to find a product to purchase. There are a number of different products available; however, many of them are either for e-books or software programs. Once you have found a product that you would be interested in obtaining the resell rights to, you will then have to find a specific product to purchase. For instance, if you are interested in purchasing the resell rights to an e-book, you will have to find an individual who has their e-book resell rights available for sale. This can easily be done by using the internet. Once you have found and fully examined an offer, you will need to purchase the resell rights. The amount of money you need to pay will all depend on the person who is selling the rights to their product. Resell rights typically cost a few hundred dollars. While this may seem like a fairly large investment, it is nothing compared to what many other business opportunities require. It is also important to note that you can easily recuperate the costs. This is because once you have obtained the resell rights to a product it is yours to alter and to sell. You can get some great free tips on private label products at plrtips where you can download a great 2 part audio course at no cost to you. When it comes to selling a product, in which the resell rights were legally obtained for, many individuals do not know where to start. There are a number of different ways that you can go about selling a product, whether or not you created that product yourself. One of those ways involves the use of classified ads. If you are interested in using this method, you will want to learn how to make the most out of classified ads. When many individuals think of classified ads, the local newspaper is what often comes to mind. Local newspaper classified ads are a great way to market and sell a product; however, they may not be as effective with software programs or e-books. This is because these types of products are most commonly marketed to internet users. Since internet users use the internet, it is important to do your marketing online. This can be done by using online classified ads. With online classifieds, you will find that most are free to use. That is why online classifieds are a great way to market your private label product. Unlike many other advertising methods, they do not require any additional expenses. If you are interested in finding a free classified website, you can easily do so by performing a standard internet search. That search should produce a number of results. Those results should be links to online classified websites. Your first impulse may be to place as many free advertisements as you can; however, you may want to rethink that thought. By taking the time to research the market with the best potential, you could save yourself time. For instance, many online classified websites only allow you to post local ads. This means that you must select a specific city for your advertisement to run. When doing so, you will want to pick cities that are not close to each other. This is because many residents not only search their local ads, but others as well. This will prevent your ad from appearing as spam. As previously mentioned, you will find that a number of online classified websites are free to use; however, not all are. In your search, it is likely that you will come across classified websites that want you to pay them for running your advertisements. It is your decision as to whether or not you want to pay that expense, but it is important to remember that you can do the same thing, elsewhere, free of charge. Private label resell rights are an amazing opportunity, but you need to know how to make that opportunity work. By keeping the above mentioned points in mind, you should be able to make money by selling a product that you didn’t even create. Word Count 736


The print quality of refurbished cartridges compared to new ones

Whether you invest in HP ink, HP laser cartridges, HP office supplies or indeed anything else that is part of the HP brand, what you can find right away is that all of the print cartridges that are put out by HP are OEM cartridges. OEM stands for Original Equipment Manufacturer and what they essentially are saying by that label is that the cartridges themselves were constructed in one of the HP manufacturing plants and is completely new in every way, shape and form. While there is nothing wrong with the concept of buying a new cartridge every time, there are certainly some disadvantages to it. Environmental concerns are of course there when the plastics don't biodegrade and of course when you go a little further you see that the non-environmental concerns such as expensive prices are also things to worry about. Now, a number of different people that purchase printer cartridges have these concerns; both the concerns about the environment and more so for most people the concerns about their own pocketbook. But there is a general fear out there about purchasing either remanufactured cartridges or alternatively refurbished cartridges. First of all, most people don't know the difference between the two and the people that do to quite a large extent believe that the quality suffers with either of those two options. Let's take a closer look at both of these ideas, starting with the former. The difference between a remanufactured cartridge and a refurbished one is simple. A remanufactured cartridge is a cartridge that is created in a factory or a manufacturing plant using recycled materials. In other words, it is a re-created cartridge using parts of old and spent cartridges and simply just has new ink placed into it from the cartridges themselves. Refurbished cartridges on the other hand are not re-created. They are cartridges that are refilled with ink and given back to a person, either through the person doing the refilling themselves or someone else doing it for them. So that's what it means to do either remanufacturing or refurbishment. As to the idea that the quality suffers under either or both of them, what you will find by actually doing it and testing it out is that this is not true at all. There are a number of tests that have been independently conducted about this issue and what they show almost unanimously is that remanufactured and refurbished cartridges do not have a significant quality difference from new and OEM printer cartridges. There is no difference in quality, but one is cheaper and more environmentally friendly. Therefore, the next time you are deciding between new and remanufactured, don't let quality be a part of your decision.


Buy natural health supplements natural tonics for health and wellness

Buy natural health supplements? When looking to buy natural health supplements and natural tonics for health and wellness, chances are you'll find your options are limited in local stores. Online, there are many possibilities. However, an important question is - how to know which natural tonics for health and wellness are legitimate ones that provide specific health benefits? Ideally, vitamin and nutrient requirements would come totally from your diet. The problem is - many people make poor food choices every day. And even with a well-balanced diet, studies find that nutrient values of foods have been declining for decades because of soil depletion. When looking to buy natural health supplements, leading the list should be the daily vitamin/mineral/nutrient supplement that is the basis of your supplement program. And all daily supplements are not created equal. Two important natural tonics for health and wellness should be considered these: • High-Quality Daily Vitamin/Mineral/Nutrient Supplements - a daily high-quality, broad-spectrum anti-aging natural supplement helps fill in the dietary gaps that everyone will have. Few persons obtain the minimum recommended servings of 5-9 cups of vegetables and fruits per day, for example, and thus do not obtain the health benefits associated with these vital foods. And taking one of the cheap one-a-day vitamins is probably a waste of time and money. When considering to buy natural health supplements, vitamins and minerals are just the beginning. The body needs and will use a wide array of anti-aging natural tonics for health and wellness substances - amino acids, antioxidants, bioflavanoids, neuronutrients, herbal extracts, enzymes and other nutrients such as L-Carnosine, alpha lipoic acid and acetyl L-Carnitine and so on. And these nutrients must be in the correct proportions to each other based on the latest research. • Omega 3 Supplements - from heart health to depression treatment to pregnancy health, Omega 3 benefits are too good to ignore if you are interested in health. Three of the top Omega 3 food sources are cold-water fish, grass-fed (not grain-fed) meat and eggs. Omega 3 oils provide DHA and EPA in a natural form that your body can easily assimilate. No conversion is required by the body as is required for flax oil, for example. Most of the clinical studies on Omega 3 benefits are based on fish oils from consuming fish and fish oil supplements. In addition, other natural tonics for health and wellness to consider when you buy natural health supplements with specific health benefits proven by clinical studies are: • Natural Cholesterol Lowering Supplements - the most effective is policosanol which comes from sugar cane. Its cholesterol-lowering abilities are published in over 80 clinical studies, which are more studies than for most prescription drugs. Policosanol significantly lowers total cholesterol and low-density lipoprotein (LDL) cholesterol and increases high-density lipoprotein (HDL) cholesterol without the side affects associated with the statin drugs. • Arthritis Supplements - there are nutrients that have been shown to reduce inflammation, swelling and stiffness. Aiming to achieve long term pain relief by targeting the cause, not just the arthritis symptoms, should be the goal of arthritis natural tonics for health and wellness. • Sexual Enhancement Supplements - many sexual problems (and health problems) are related to nutrient deficiencies. In men, for example, men with impotency problems also suffer from cardiovascular disease, Type 2 diabetes or are taking prescription drugs which commonly cause sexual dysfunction problems. Restore your general health and your sexual health will automatically follow. Is it possible when you buy natural health supplements that you can slow the aging process? Yes! Numerous clinical studies have shown and are still finding the health benefits of many of these nutrients. You can try to come up with your own supplement plan and take many different supplements individually. However, to buy natural health supplements and design your own supplement program is not the best way. It's easy to end up with a dozen or more individual substances to take daily, which is both a hassle and expensive. And if certain substances are out of balance, they can combine to produce other unwanted compounds that can be harmful. There are manufacturers that provide advanced nutritional products in one broad high-quality daily supplement. Nutrient quantities are combined according to the latest research, and individual ingredients are linked to relevant clinical studies and benefits. Learn as much as you can before you buy natural health supplements and the natural tonics for health and wellness you'll be taking every day. Copyright 2005 InfoSearch Publishing


Glo toob be seen

GloToob used by Outdoor Enthusiast The Glo Toob light was originally developed for scuba divers; however it has quickly become an excellent source for safety lighting in any outdoor situation. The Glo Toob’s biggest strength is its ability to travel in any condition and any depth, being 100% waterproof and virtually indestructible the Glo Toob is compact and lightweight. Whatever the task at hand is, if you need a small area of illumination or you need a source of light in pitch darkness the Glo Toob is the companion you need. The Glo Toob is indispensable for anyone traveling outdoors in low light conditions. Many users hang the light off their body or their equipment to warn others of their position. It is an absolute necessity at the crack of dawn or at dusk to warn on coming traffic of your presence. The Glo Toob is built to take a beating and will withstand anything you throw at it. Other applications used by boaters are to provide marker lights when current lighting is not available. Keep the Glo Toob hanging off your life jacket and be spotted easily if you are stranded in the water or use the Glo Toob as a backup to your port and starboard lighting. Glo Toob used as Safety Equipment Glo Toobs can easily be used as a safe alternative to traditional flares. With its flashing capability the Glo Toob will warn on coming traffic well ahead of any dangerous situations. The Glo Toob is a necessity in any glove box. Although flashlights are an excellent source of light during home power outages the Glo Toob will outlast any flashlight with it’s miser like battery consumption. Leave it the center of any room and enjoy the safety of light in complete darkness for hours to come. Use the lower colors like Amber as a safety light in a child’s room without disturbing their sleep. Glo Toob used in the Military and Law Enforcement Markets Glo Toob IR (Infra-Red) lighting is being used by the military to avoid friendly fire. This indestructible light has become a staple of many military groups around the world. With an almost endless source of light and it’s small, light footprint the Glo Toob is almost invisible in the pocket until needed. The Glotoob comes in a few flavors they are: • Original GloToob – has only one type of light which is a constant on. • Glo-Toob FX7 – Comes with 7 functions they are: 100% Constant On, 25% Constant On, Equal Flash, Beacon Strobe, Slow Strobe, SOS, and Throb • Glo-Toob IR – Same functionality as the FX7 however the light is Infra-Red and has only military and specialty applications. Weight: 34 Grams Dimensions: 2.75” x .75” Shape: Cylinder Buoyancy: Negative Depth Rating: 11,500 feet Light Emission Angle: 360 Degrees Temperatures: -4 to 176 Degrees Fahrenheit Light Source: LEDs Battery: 12V (23A) Super Alkaline Battery Life: Original: 30 Hours, FX7 – up to 80 Hours LED Burn Time: 100,000 Hours Colors Available: Red, Amber, Blue, Green, White, Infra-Red (875nm), Infra-Red (950nm) The Glo-Toob is your best choice for safety light, it is used by many law enforcement and military groups’ world wide, it should also be part of your safety cache.


Looking for info on epidural steroid injections

You’re at the right stuff, if you are looking for epidural steroid injections. The epidural steroid injections are the long lasting steroid injections given in the Epidural space to treat severe back pains. The epidural steroid injections diminish the nerves tenderness or swelling in the Epidural space that successively lessens soreness, tingling & numbness and other signs caused by nerve irritation or swelling. Epidural steroid injections are not new discovery. The use of epidural steroid injections to treat low back pain was initially acknowledged in 1901. For the first time, epidural steroid injections were used to treat low back pain with associated sciatica in 1952. Now-a-days, epidural steroid injections act as a vital part of non-surgical management of low back pain. The injecting procedure is too simple, which involves inserting a needle thru skin and thicker tissues. Epidural steroid injections contain a combination of local anesthetic like lidocaine or bupivacaine and the steroid medication triamcinolone – Aristocort or methylprednisolone – Depo-medrol, Celestone-Soluspan. Epidural steroid injections place this influential anti-inflammatory medication straightly around the spinal nerves. The three different ways to perform an epidural steroid injection are caudal block, translumbar and transforaminal. Epidural steroid injections may be given by different physicians comprising anesthetists, orthopedic surgeons, neurologists, interventional radiologists, and others trained in this technique. Mainly, the patients are given a sequence of three epidural steroid injections with a time gap of one week. With this program, lots of patients get relief of symptoms within a few weeks. Often this assists manage the inflammatory process and may provide continuous relief. Like other medical procedures, epidural steroid injections are not risk-free. There is a possibility of fallouts and complications from the needle puncture and medications used. Side-effects from epidural steroid injections are uncommon, but some of the fallouts seen include bleeding, infection, dural tears, headache, increased blood sugar, and diabetics. It is significant that patients scheduled for epidural steroid injections adopt the pre-procedure directions provided. Some of the instructions include discontinuing certain medicinal drugs such as blood thinning agents comprising aspirin, warfarin, or clopidogrel that can raise the bleeding risk and hence epidural hematoma formation.


How to determine if a site is selling authentic designer handbags

Many websites on the internet sell handbags. Many of them claim they are authentic, some don't exactly say authentic but trick you into thinking replicas are authentic. In reality, it takes a smart shopper to determine which sites can be trusted. Many of the sites do indeed sell authentic handbags at discounted prices, and you shouldn't let a few bad apples ruin your chance at scoring a bargain. Just do your due diligence and you will come out on top -- and with a beautiful handbag that you paid only a fraction of what your girlfriends paid for it. Here are some simple tips to help you determine whether the site is selling authentic handbags: 1. Guarantee: A web site selling authentic hand bags will always have an authenticity guarantee: Authentic or your money back. For example, at LuxEurope, there is an authenticity guarantee not once, but 4 times on just the front page. If there isn't one, you should be concerned. 2. Quality: If a website is claiming that their bags are "high quality", then this may be a cause for concern. Designer brand name handbags have a brand for a reason -- the brand speaks for the quality, and it's constant throughout. They may be talking about good quality knockoffs. However, this is not a dealbreaker... it may just be a store owner's mistake. 3. Chinese connections: Chinese companies usually sell fakes. Try going to a WHOIS service ( whois. sc) and enter the domain name. If it's registered to a Chinese company you should be concerned. This is not to say that the Chinese are illegitimate businessmen, but rather, there is less enforcement in China and more availability of fakes. 4. Contact: Any trustworthy web site will list a street address. If a web site does not list a street address or phone number, you should not do business with them. This applies to any online shopping site. 6. Return policy: Stay away from web sites that will not take returns. There is not one simple formula to determine if the handbags are authentic. It's a matter of your own personal judgment. You should not be afraid of shopping for handbags online because of this. Don't let low prices scare you away -- they can indeed be bought for 70% off retail. However, apply your own judgment and make sure you can contact the company and return the bag should you desire to do so. Read the descriptions, company information, etc. -- don't just look at pictures. If you are confident after viewing all these things, then you should enjoy your purchase and get out there and show off your new authentic handbag! luxeuro0606


How to be a stay at home mom with a home business

If you are a mom, then you already have a full time job with an endless amount of overtime hours. Even with all of the responsibilities that being a mom includes, some women decide to be a stay at home mom with a home business. This can be a very rewarding adventure and allows some additional cash flow into the household. Being a stay at home mom with a home business takes a lot of dedication, patience and, most of all, determination. You will probably want to start out small and, time and interest permitting, work your way up to a larger business in the future. Because you will need to take frequent breaks throughout the day, it’s a good idea to select a business that is not completely demanding or time consuming. If possible, search for a business opportunity that offers part-time hours. This will give you plenty of time to spend with your children, but also give you the opportunity to do something for yourself and earn extra money in the process. Being a stay at home mom with a home business is ideal for many women. The fact that you will be able to stay at home and still be a large presence in your children’s life is extremely important. Many parents do not want to leave their children with a nanny, babysitter or relative, so having one parent working at home is the perfect option for many families. At first, it may be very challenging to balance home life with being a stay at home mom with a home business. It will be difficult to separate business from pleasure and your children may not understand why mommy is not available all the time. It’s a good idea to approach the transition slowly and take into consideration that your children will miss having you available 24/7. Every home business requires a computer so, if you are a stay at home mom with a home business, make sure that the computer is placed in the same room that your children are in. If they spend most of their time in the family room, place a desk in the corner and set up your office there. This will allow you to be near your children, keep a close eye on them and work at the same time. This may be challenging at first because the children will want your constant attention, but try to explain that their mom has some very important work to finish and assure them that you will spend time with them very shortly. Begin with 30 minutes of work at different times throughout the day, then plan an activity with your little ones. Gradually work your way up to longer periods of work throughout the day as the children adjust and will allow you the time to finish your work. Being a stay at home mom with a home business will literally entail you taking on two jobs at once. It is a wonderful way, however, to spend time doing something that is just for you and can take you away from the hustle and bustle of everyday life - even if only for a few minutes. Selling on internet auctions or babysitting are two very good starter businesses and can increase in volume in accordance with your time and desire.


Thursday, 29 September 2016

Details of the citibusiness aadvantage mastercard application

The CitiBusiness AAdvantage MasterCard provides several benefits to those that are looking for a business account that will help them fund their business ventures with a bit of a reward in the process as well. The sheer benefit of this credit card is that you will be able to earn free travel for business related expenses on American Airlines. The rewards are limited to this airline but are still quite considerable. Those business owners that have very good credit can earn a good amount of free travel. First, a look at the important things is in order. The CitiBusiness AAdvantage MasterCard provides for an APR of 17.99% on purchases and 22.99% variable APR on cash advances. There is no introductory offer on this credit card and it does provide for a fee of $75 annually although this fee is waived for the first year. In addition, it uses the method of average daily balance to calculate finance charges which can help those that are carrying a balance month to month on this line of credit. The rewards that the CitiBusiness AAdvantage MasterCard provides are very good. You will earn a flat one mile per dollar spent on the purchases make with this credit card. There are several restrictions on the use of these rewards and the miles accumulated which you should learn more about before selecting. Your miles are compatible with your Frequent Flyer Program. You have a limit of 150,000 miles per year unless you have another AAdvantage account that qualifies. On your first purchase, you will earn 20,000 bonus miles. Although this credit card for business owners provides for discounts and free air travel, it is important to realize that it is limited to American Airlines and that there are restrictions that apply to when rewards can be used and how they are accumulated. If you are looking for a good credit card that will provide a decent interest rate, this may be a good choice for your needs.


Stress busters for travel operators and travelers

Busy schedules for work, family and even fun can really cause a lot of stress. And not only can you suffer from this added stress, your family, friends and clients can, too, as it almost addicting in nature. Well, time to take 5! Sit back, relax and read through these Stress Busters and see which ones you can put to use. 1) Get your body feeling good, and then your mind will follow. So cool off with some ice cream – homemade or some from the local Dairy Queen or other store. 2) Relax your body with a wonderful message. Get books on message techniques and learn to give yourself messages with oils. Learn techniques with your significant other and message each other. Or hire a message therapist to step in and help out. With coupons from local vendors, messages can be surprisingly affordable today. 3) Another way to relax your body is with a nice warm (or hot) bubble bath. Substitute scented oils if that works better for you. Light candles, put on soothing music and unwind. 4) Relax with your favorite television show or movie / DVD / video rental. You can even rent old television shows to watch like series you may have missed and shows from other countries in any number of languages. 5) Grab a great book and relax with it in a comfy chair or couch. Or pick up a stack of magazine and check them out from the local library, relax outdoors in the shade with something cold to drink. 6) Book a trip just for yourself so that you can relax. This can be a mini-trip, maybe a half day to Amish country, for example, with a buggy lunch tour around the countryside that ends up at an Amish flea market for relaxed browsing and snacking. 7) Journaling is a great stress buster. Just by writing out your feelings and thoughts – even with incorrect spelling and bad grammar – you can release pent up frustrations and stress. Use colored pencils on the pages, magic markers, stickers, add photos, doodles or whatever. Put on some favorite music while you write and enjoy, unwind and de-stress. 8) Exercise can also help relieve stress. Take a nice bike trip or hike through a local park area. And carry along a sack lunch or snack. So take time from your busy schedule. And not only can you benefit from these stress busters, your family, friends and clients can, too, as they’re almost addicting in nature, too!


When is the best time to incorporate your small business

If you're a sole proprietor, perhaps you've considered incorporating your small business or self-employment activity. And so maybe you've been wondering, "When is the best time to incorporate?" From a legal standpoint, any time is the best time. The sooner you incorporate, the sooner you make the move from the world of unlimited liability to the world of limited liability. From a tax savings standpoint, any time is the best time. The sooner you incorporate, the sooner you will start putting more money in your own pocket and less in Uncle Sam's. But from a **tax reporting** standpoint, there is one time of year that stands out as best: January 1st. Why is that? Assuming you have a sole proprietorship (or other entity, such as a partnership) that is up and running as of January 1, and assuming you then incorporate that existing entity on any date other than January 1, you face the possibility of filing not one but two business income tax returns for that year. Here's an example to clarify this important point . . . Let's say you've been operating your sole proprietorship for a few years, and in early 2006 you decide to incorporate. In January you get around to starting the paperwork, but life gets in the way and you finally get it done in late February. By the time your state processes the Articles of Incorporation, the start date of your new corporation is March 1. For 2006, you must file a Schedule C for the period of January 1 through February 28, when your business was still a Sole Proprietorship. And you must also file a corporate income tax return for March 1 through December 31. Maybe that's no big deal. Maybe you enjoy filing one business income tax return so much, filing a second one doesn't bother you. And it may be that the inconvenience of filing two tax returns in 2006 is far outweighed by the legal and tax advantages of incorporating. Keep in mind, too, that 2006 will be the only year you have to do this "double duty". In 2007 you will only have to file the corporate income tax return. But if you are thinking about incorporating, the best time to do it, from a tax paperwork standpoint, is as of January 1. Only then do you have a "clean break" from the old sole proprietorship to the new corporation. This timing issue can also be relevant if you decide to make the switch late in the year. If the effective date of the incorporation is November 15, you will have to file a Schedule C for January 1 through November 14, and a corporate return for November 15 through December 31. In that scenario, you should ask yourself, "Do the benefits of incorporating outweigh the convenience of waiting until January 1?" So before you decide when to incorporate, take a moment to reflect on the tax reporting consequences of incorporating on January 1 vs. any other date. Sometimes it may make sense to wait a few weeks (as in the second example), and sometimes it makes sense to "do it now", especially when January 1 is nearby.


5 1 2 Holiday retail tips

The customers are coming. Are you ready? If you operate a retail store, you have less than one month to make a big success of this holiday season. I'm sure you know how to run your store but I’d like to give you some tips to contribute to your success. 1. Few stores have enough staff working the floor. Schedule more staff than you need to work the registers and stock the floor. It's stupid to operate with only sufficient staff to ring up sales. The goal isn’t to get the customers out the door as quickly as possible. Shoppers at this time of year have no idea what they want and are highly suggestible. You should schedule enough staff to keep the lines short at the cash registers and have sales people circulating the store suggesting items to customers. The goal is to sell as much as possible. If everyone is ringing up sales, no one is selling. Adding staff to work with customers will produce more sales. Retail help is CHEAP. A floor person can generate at least $100 per hour. Don't be cheap, be smart. 2. Train your people. Retailers make the mistake of treating the holiday season as a "busy" time. It's not just a busy time. The rules of engagement are completely different in November and December than they are for a busy Saturday in August. First of all, people are not buying for themselves at this time of year as they are during most of the year. This changes the whole shopping dynamic because people know what they like for themselves but find it much harder to choose something for someone else. The customers need more assurance. They want to know that their selections are good ones. Teach your staff to help people shop for other people. NEVER ask, "can I help you?" Try this, "Hi, may I ask who are you shopping for? I might be able to suggest something great." Do you want to knock your customers over with great service? Ask them "Is there anything I can do to make your shopping easier?" Another big difference about this time of year is men will be shopping in stores or departments where they do not normally shop. Help them. Men are looking for a way to buy their way out of the season. There’s an old expression in retail that says women browse for a pair of pants and men hunt down a pair of pants. Lastly, budgets mean nothing in December. People who had carefully planned to spend $50 on mom will spend $100 to get mom checked off their list. 3. Keep the goods on the sales floor, not in the back room. The store’s shelves must be full. When the amount of goods on the shelves begins to thin, the available selection looks picked over. That's another reason to keep plenty of staff working. Small stores tend to stock and organize when things slow down. That's the Sears way of doing things. You want your store as nice and full as possible when the most people are shopping in your store. As obvious as that sounds, you'll seldom see it in practice. As soon as things slow down, around 9:00 p. m., everyone is folding sweaters and bringing out goods. Don’t bring carts on the floor during the busy time. But you can bring out goods in a constant flow of small boxes. When you bring a box out, watch the crowd flock to it. 4. Shock your customers with service. Offer to carry bags to their car. Offer separate receipts for each item. Sure, that's a pain for you but it's a wonderful service for the customer. Have envelopes handy and offer to put receipts in envelopes. You could run off some nice stickers for the envelopes saying something like, "gift receipts from Mandy's Boutique". Get a pile of $5 cards from the food court or a near by coffee shop. You can probably get a big discount from your own food court vendors. If a customer spends over a certain amount, give them a card and tell them to take a break on you. Don't advertise this. Just do it. Building goodwill through service is a lot cheaper than marking everything down 3 weeks before Christmas. Make it so fun to shop in your store your customers will tell their friends about you. Sell everything and you won’t have to take mark downs. 5. Offer gift boxes before the customer reaches the register. Show them a particular item in a box. You are selling convenience. Customers see your wonderful staff doing half of the project of wrapping their purchases. That’s much better than asking customers if they want some boxes at check-time and then just putting flat cardboard in their bags. If you don't have gift boxes, go get them, dummy! ANYTHING in a box will sell as you get closer to the end of the season. Display lots of items in boxes. Guys especially will appreciate seeing things boxed. It completes the picture. They see a robe hanging and think, "maybe she'll like that". They see a robe in a box and think, "I'm done shopping". You don't need to box everything in the store. You can box samples for display. Next to the hanging robes, put one in a box. Your staff can switch it for the customer’s correct size and color. That's a service, right? You should have a box for everything you sell. When people see a boxed item, they buy it. 5a. More about the box thing. If it's in a box, suggest it. When guy buys a robe, suggest a nice boxed pair of gloves. Add-ons are easy to sell when boxed. Go to Sears and look around. They put screwdrivers in boxes during the holidays. Sears gets that part of the season right. All 5 Ð… of these items relate to giving good service. If you train your staff to provide extraordinary, remarkable, outstanding and incredible service, you won't be discounting your inventory as early as your competitors. Holiday shoppers want to finish their shopping, not to shop. Make it easy and fun to shop at your store and people will try to finish their shopping chore with you. Do not run out of boxes. That's inexcusable this time of year. Have a great season! Chris Reich, Author of TeachU's Business Talk Blog Chris@TeachU


Debt consolidation your first step to financial responsibility

In today world, almost everyone owning at least one credit card and most of people owning more than one card. Credit card has enabled you to buy things with electronic money, what you need to do is just sign your signature on the credit card receipt. It has made your life so easy until you may not aware that you might over spending each month. If you not manage it probably, you may trap into credit card debt like most of Americans. According to statistics over 40% American families spend more money than they earn and the average American household has nearly $10,000 in credit card debt. The worst case option for unbearable credit card debt is by declaring bankruptcy. But if you start to serious look at your debt problem and handling it properly, you will have a better option to get rid of credit card debt without the need of bankruptcy. Don't choose this option unless you really need to do so, debt consolidation is always your better options. Debt consolidation is simply the process of combining all accumulated debt from all the various creditors into one smaller, more manageable payment. It could be in the form of another credit card or some sort of loan but the best solution really boils down to what works best for you and your current situation. Debt consolidation will enable you to organize your credit card debt, pay much less in interest and even drop a portion of your debt in some circumstances. Debt consolidation will combine all your debt in one manageable monthly payment with a single due date. With that, you only need to remember one payment due date, miss payment or late payment can be avoided. This will help you to rebuild your good credit records and eventually improve your credit ratings. If you have home equity, you are lucky because your actually can opt for a home equity loan and use it to pay off your credit card debt. Home equity loan has a much lower interest rate and it can be spread over more years and the interest is tax deductible. By consolidating your debt into one payment, your credit cards are now free and clear. At this time, your credit card will be back to maximum credit limit for you to use again. If you are not changing your spending behavior, you may trap into to another credit card debt. Hence, a good first step is to cancel most, if not all of your current credit cards. You may keep one for gas and groceries and another one for emergency backup purpose. Pay off your balance each month to develop a good credit rating. In conclusion, don't let your credit card debt goes into worse situation where bankruptcy is the only option. Start your first step to financial responsibility and look at your credit card debt seriously; consolidate them to one smaller and more manageable payment. Do a little research and find the best debt consolidation deal you can for your situation and then change your spending behavior so you can get rid of your credit card debt in a few years down the road.


Lunch with the former first lady

"Get over there," my friend Nan said with a shove. I won't. I can't go, I thought, then recoiled. I set down my tea, put the book back into my black tote bag and zipped it shut. She'd never, I mean why would she?" "Just come on, will you?" Nan said so... well, so confidently. Oh yeah, that's right. I'm the journalist here. I straightened by back, fumbled for the paperback and walked over to greet Nan. Yes, living life at the marrow, that's what I'd promised myself. It's my favorite quote from Thoreau's Walden: Life isn't worth living unless you can live it at the marrow. And I was doing it. Although, I could begin tomorrow... "Hurry up!" Okay, now I'm nervous, tightly gripping my dog-eared and yellowed copy of First Lady From Plains with anticipation. In the other hand a pen, damp with perspiration. "Are you sure? Do you think she'll mind?" "Get over there next to her and I'll take your picture." I looked up. Yes, there I was standing right next to her; the former First Lady Rosalynn Carter. I was. I swear. (You can see me here: lauramturner) I'd been invited to the National Women's Hall Of Fame annual induction luncheon in Seneca Falls, New York. The best credential I'd ever earned working as a journalist. Just to be on the beat was an accomplishment, I promise you. The Women's Hall pays tribute to females of experience, women of power, persuasion. Women from the likes of Oprah, to legends passed such as suffragist Susan B. Anthony, Rosa Parks and literary giants like Willa Cather and Eudora Welty. These Great Ladies, all two hundred seventeen of them, line the walls of the National Women's Hall. Accomplished women. Women who dared. Women who live life at the marrow. "Oh! Hello. Good afternoon, Mrs. Carter," I stammered. "Congratulations on your induction, and your accomplishments," I paused. "Oh and would you mind very much signing my book. Would you? Oh and my name's Laura, by the way." I swallowed hard. Smooth, right? I finally get to meet The First Lady From Plains and there's no place at all to buy a vowel. Rosalynn Carter extended her hand. I placed the pen in her grip and gazed at her like a child opening a pop-up storybook and watching the pictures come to life. "Pleased to meet you," she said. She signed, then placed the volume and pen back into my hands. Snap! "Thank you," I said smoothing the glossy cover. Nan and I returned to our seats. The former First Lady returned to her seat. And the chicken salad was served. About The National Women's Hall Of Fame (Reference: greatwomen. org/mission. php): "In 1969, a group of women and men of Seneca Falls created the National Women's Hall of Fame, believing that the contribution of American women deserved a permanent home in the small village where it all began. The Hall is home to exhibits, artifacts of historical interest, a research library and office. The National Women's Hall of Fame, a national membership organization, holds as its mission: 'To honor in perpetuity these women, citizens of the United States of America whose contributions to the arts, athletics, business, education, government, the humanities, philanthropy and science, have been the greatest value for the development of their country.' (Copyright 2006 National Women's Hall Of Fame) The Hall is a shrine to some of the greatest women in the history of this country and a tribute that grows annually with each induction ceremony as we learn to appreciate more about the wonderful contributions that women make to our civilization." To take the online tour or to learn more about the National Women's Hall of Fame, visit their website greatwomen. org


A frugal lifestyle

The word “frugality” has left a more negative connotation for most people than simply being a saver, a cheapskate or tightwad. There is a thin line difference to saving and too much frugality to the point of being awkward and ridiculous. This is where the negative connotation comes from. But if you are guided with the right principles and reasons in deciding to live a frugal life, you would never go wrong. If you have decided to live frugally, no need to be worried of insults. Keep your head up high. And keep your focus through these tips. 1. Eating Out - Having gimmicks with friends on a Friday night is fine if you do it once in a while. But this can be expensive if you add them up at the end of the month. 2. Clothing - Naturally, if you are the kind of person who adores signature and designer clothes, do not expect that there will be something left of your take home pay. Instead of being trendy, wear clothes that can easily be matched with your other clothes. 3. Own Home - If you are planning to move out and find a place to settle, do not be overwhelmed by the excitement, instead be practical. As a start, buy a smaller house or try other ways like rent-to-own, do-it-yourself arrangements, and owner financing. 4. Buying Your Own Car - Shy away from sports cars or SUVs. Just stick to your purpose of buying a car which is to transport you anywhere you need to go. Check out also program cars like a new car warranty. Maybe this is not just the best time to replace your car with a new one. 5. Shopping for Groceries - As much as possible do not go with items that are branded. Choose non-brands and try looking for items on the highest or lowest shelves for best prices. Grab the opportunity and shop during sales or use coupons. 6. Family Out - There are inexpensive ways to bond with your family and be entertained like going to libraries, local parks, malling, picnics, visit friends and local church. 7. Buying School Supplies - Stock school supplies at home and do not buy anything fancy. 8. Be contented with what you have and try to live within what you earn. 9. Plan your Child’s College Education - Teach them the ways to be independent and self-supporting by encouraging them to apply for scholarships and “on campus jobs”. 10. Be Aware of your Financial Limitations 11. Anticipate your Failures by Planning - Have always a budget plan so you would avoid impulsive buying.


Middle aging in healthy living

Middle Aging in Healthy Living When a person reaches middle age, they sometimes look back at the wasted years. Sometimes a person may wonder how they obtained wrinkles, illnesses, crowfeet, cellulite and so on. As they continue to look back, they may wander why they didn’t take care of self. The answers were in front of you then, so instead of regretting your past starts taking steps to slow further aging now. How body fat causes aging: As we start to age normal body fat increases up to 30%. The fat will spread out over the body, which usually the stomach gets the highest volume of fat. The skin has less fat, which cause the skin to thin out. As the skin thins it causes wrinkles to occur. Unnatural wrinkles occur when a person smokes or else exposes the flesh excessively to the sun throughout their life. As the skin thins, the functions and the body form starts to disintegrate and aging continues to beg to be excused. Upon the declining phase internal organ reactions or functions, begin to decline as well. After a person turns 30, the body starts to send many other regrets. Declination continues downhill from there on out. The body’s functional reserves helps the healthy aging souls carry on, since particular organs can pull the weight. As the person ages throughout his or her life the person may need to take medications, vitamins, supplements, etc which due to the changes in the body the person may experience effects from illness, environment and toxins in the remedies and environment. This is because the immune system has weakened. As we grow older, the kidneys weaken as well. For this reason the body is incapable of dismissing poisons that come from environmental elements. A person can benefit from CHIRO-KLEENZ at this point to maintain a healthier system. The herbal tea works to detoxify your system while trimming the poisons and unhealthy elements that you acquire. The tea is great for cleaning out the entire system. As we grow older, our body is unable to remove the medicines or drugs taking, which is why you would want to try CHIRO-KLEENZ. Since many people engage in lifestyles deskbound these days or sedentary and many people smoke, use drugs, drink excessively, eat unhealthy, etc, it is often hard for experts to determine normal healthy aging from unnatural aging. When a person lives unnatural lifestyles the anatomy and the physiology aspects are overtly affected. This means that the nerve cells decline its action, which affects the basic useful unit of the Central Nervous System. (CNS) The neurons make up the cell bodies. The cells die, which are replaced by living cells. As we age, the dying cells gather and the living cells fail to reproduce newer cells to replace the older cells. This mark can lead a person to cancer, or other types of deadly diseases. For the reason you want to learn remedies, about vitamins, supplements, etc that restore dying cells. Of course you are not capable of stopping nature from finally stopping living cells altogether, but you do have a chance to slow natures process. One of the best solutions is exercise. Studies have shown that exercise is the number one reason that people survive many diseases and aging. Once the cell bodies are affected, the dendrites in the brain start to decline also. When the dendrites start to decline it is a sure sign that mental confusions will follow. When dendrites are affected in the brain, other areas of the brain are affected as well. As you can see the chain of declination continues to decline until it finally reaches the main regions of the bodily functions.


Thinking of migrating to australia

Australia is often described as ' The Lucky Country ', it has so much to offer in terms of natural beauty, high standards of living and a prosperous, growing economy and enjoys the status of being the "most preferred migration destination in the world". The Australian government migration program for 2004-05 has 120,000 places available for migrants, with a strong focus on attracting skilled people who agree to live in regional areas of Australia. Migration is not all so simple, the use of a Migration Agent is certainly a positive step to success. The forms and advice booklets are available for all to read, but understanding these forms and procedures can be very difficult, which is where a migration agent can be particularly useful as they can guide you through the whole process. Many agents offer a FREE service of information / advice regarding any matter on Migration; you usually just need to ask. Reasons to move to Australia • Jobs / Employment - Australia is the land of opportunity with over 100,000 vacancies being advertised each week and relatively low unemployment, currently around 5%. • Cost of Living - The cost of living in Australia is relatively cheap when compared to other developed countries. It is estimated that UK and US residents would need to earn roughly twice as much to enjoy the same standard of living as those in Australia. • Business - Australia has a booming economy and is one of the world’s biggest exporters. The high standard of living that most Australians enjoy ensures that consumer spending is also high. In short, Australia is an excellent country to base your business. • Education - Australia has an excellent education system and its schools, colleges and universities are considered amongst the best in the world. • Health Care - Australia has one of the best health care systems in the world and is internationally recognised for its high standards. All permanent residents pay a Medicare levy which entitles them to free or subsidised services. • Multicultural society - Australia's is ethnically diverse and approximately half of the population has either been born outside the country or have at least one parent who was born overseas. Australian society is very tolerant and ethnic groups live together in harmony. At the end of the day you may just be interested in living the dream. It’s well worth looking into.


Building customers trust for success

Copyright 2006 Patrick Tremblay Building Customers' Trust The Internet attracts some people who are dishonest and prey upon gullible people to make quick money for themselves. For that reason your web site must put your visitor instantaneously at ease and convey honesty and integrity about it. First of all, provide contact information visitors will easily become frustrated if they have a question to resolve but can’t contact you. At minimum, place an email address or contact form on your web site. For those people who prefer to talk to a real person rather than use electronic communication so provide a telephone number and even a real address. Answering a few customer questions may be enough to win his or her trust before purchasing from your site. Creating an About Us page is where you introduce yourself and your company. It is always helpful to include a photo of yourself. The more you can establish a personal bond with your prospective buyer, the greater your chances of success. Make sure to add Testimonials. They are a fantastic way to showcase your product, establish credibility, and improve sales. Some customers may feel like it is free advertising on your site by adding their testimonial and will give it is freely. Others you may have to provide an extra incentive by giving away a copy of your product in return for a testimonial. Make sure the testimonial is confirmable ask them to include their contact information such as an email address or web site address. You may even ask for a small photo to go along with what they Being courteous goes a long way. Often customers can’t express exactly what they want because they don’t have your expertise. Try to spell out what your product or service will do for them to make their life easier. And that they will be satisfied. If you put their fears to rest you will have a happy customer. One of the ways you can put their fears to rest is to use secure transactions - someone sending you his or her credit card number or other personal information should be able to do so through a secure link from his or her browser to your server. Accepting refunds will almost always mean repeat customer. When you deal with them promptly and professionally, no matter how the customer acts towards you during the process, the customer will feel like he or she is important. A customer’s biggest fear is that he/she may not receive what he wants or may not be able to return it.


Pioneer leading the plasma tv world

In today's fast-moving, swiftly-growing technological field, it takes a lot to stay in the lead. But Pioneer is doing precisely that with its plasma TVs. With their sharp images and robust feature packages all rolled up into a sophisticated package, it is no wonder that this company is out-pacing its competitors in the field. The Pioneer PDP-507HD is commonly considered one of the best 50-inch plasma TV across the board. This incredibly versatile piece of entertainment hardware is ideal for those who list image-quality as one of their highest criteria. Reviewers applaud the rich, thoroughly-saturated colours and the deep quality of the blacks, a hue that has been notoriously difficult to capture for other plasma TV companies. This is not to say that the Pioneer PDP-507HD is not adaptable; it comes with a multitude of features, including a CableCARD slot, an electronic program guide, a USB output and a dual tuner PIP. In addition, for those who demand high performance and then insist on have the tools to achieve it, there are many options for those who like to adjust the picture quality to their own exacting standards. The 43-inch Pioneer PDP-4360 is another landmark in Pioneer's development. This smaller screen has all the crystalline resolution of the other plasma televisions and once again, the colours, particularly the difficult black, are rendered as faithfully as on a movie screen. The newest in Pioneer's stellar lineup is the Pioneer PDP 607XD. It is marketed as integrated home entertainment, and with 2 HDMI inputs, a PC input, a digital tuner, there is a much greater ability to take advantage of high definition media. This exciting model features Pioneer's seventh generation plasma screen, with improved brightness and contrast, creating the sharp picture quality and vivid colour that is part of the Pioneer trademark. One feature that is applauded across the board is Pioneer's consistently sophisticated design. Pioneer has chosen to give its plasma televisions a sleek and streamlined grace, something that blends perfectly with a modern home. The thick, high-gloss frames of the Pioneer plasma TVs create a striking impression. When turned off, the screen goes to a deep velvety black and the effect on a bare white wall is quite striking and you can find suitable brackets on tv-wall-brackets. co. uk. These televisions accentuate your viewing area, commanding it with ease, and their graceful lines are an excellent addition to any home. Another fun feature is the silver stand that is available if you should choose to make the plasma TV freestanding. The inky bulk of the television in the elegant stand has all the charm of a piece of modern art. The Pioneer plasma televisions have made bringing home a vivid, theater-quality home entertainment center more possible than ever. Like its namesake, Pioneer strides forward in the development of cutting-edge technology and always delivers on it's well-earned reputation.


Getting your blog indexed and more exposure

A blog is defined as a website that contains information, comments, thoughts and links by a writer. A blog can be a very personal site for writers looking to express their innermost personal thoughts or can be very general. Blog indexing means that blogs are listing on cross Internet searches and search engine sites. There are special sites that lists blogs that makes them easy to find for readers When you first start writing a blog, it is usually because you have something you want to express. If you choose to share your blogging thoughts, you will want a steady stream of readers for your blog to be successful. More exposure to your web blog means more readers. Blog exposure is important and one way to get this type of exposure is through blog indexing. Readers can find a blog about almost any topic in the world and in any language. A blog index helps readers find what kind of blog they are most interested in reading. Some blog indexing sites list several different topics to choose from and then list blogs that relate to a particular topic. For blog writers this can mean increased exposure to a blog site. Blog indexing can also include indexing your blog pages within your site. When you add an entry to your blog, it will be included with a link on your site. Keeping these links can help readers go back and read your past entries. Many times, when you include certain keywords within your blog writing, a search engine can also pull up your past blog entries. This makes it easy for your readers to catch up with current entries as well. Web searching through blog indexing is very beneficial. You can have the option whether or not to include searches to your site. When a blog is indexed, it helps readers easily locate your site. If you do not index your site, it still may be found using a search engine; however, the link will be blank if the entry is old or if you have removed it for whatever reason. Indexing your pages and including searches to your blog site means that a reader can enter your blog they are looking for and produce results. When you get ready to index your blog pages and implement searches, there are few tips that can help readers easily locate your entries. One easy top is to keep your page noticeable. This means that you want to keep your search options easily accessible for your reader. Also, enter your blog on as many search engines sites that you’re possible can. Many search engines sites such as Google and Yahoo have steps you can use to enter your web site on their search engine. This process may take a couple of weeks, but it is well worth it if you are interested in more exposure through your blog. Another way to increase the traffic on your blog with indexing and searching, make sure all of your links works. Check your links often and make sure that they are leading your readers to your site or to where you want them directed. Also, if you change your web blog location, you will need to update your search engines or include a link from your old site to your new site. If a reader clicks on your link to get to your blog and finds that it is no good, chances are that they will not attempt to find your location. You can also increase traffic to your blog site by using a blog-hosting site that is easy to use and that offers features such as searches and indexing. There are many blog sites that are available to those that want to blog, but some may not offer the type of features you want to use. If you choose to keep your blog personal and private, then you will not need to worry about indexing or entering your blog on a search engine. Blogging can be a great way to share your writing with others. In order to make sure that you have the maximum amount of exposure to your blog consider indexing and search engines. This can help readers easily locate your blog and will help them locate interesting entries in the future.


How to compare low cost homeowner s insurance in washington

In Washington State homeowners should know what is and isn’t covered in their insurance policies. One thing that homeowner insurance companies in Washington State typically don’t include in their coverage is flood damage. If a homeowner is concerned about the threat of a flood, they need to speak to their agent about adding that on. In addition, there are some things that may be included that aren’t warranted for a particular situation. If you are looking for low cost homeowner’s insurance be aware that the quote you are given may include the following: •Credit card coverage. Some homeowner’s insurance policies automatically protect homeowner’s if their credit card is stolen from the house. If you already have an agreement in place with your credit card company concerning your liability if this should happen, ask about having that coverage removed. •Slip and fall coverage. Virtually every home owner insurance policy has coverage for accidents. If someone hurts themselves while on your property you are covered. Find out the level of this coverage. It is designed to cover medical costs of an injured party. If it seems too high, ask about having it lowered. This can reduce insurance premium costs. •If there are other buildings on your property, your home owner insurance policy will also pertain to those. Check out the levels of coverage and again, if they seem too high, ask to have them reduced. This includes barns, garages and any sheds. Once you know exactly what options are essential start contacting various home insurance companies for quotes. Remember that they all want your business so they are going to work extra hard to get you to sign with them. This is a great bargaining tool and you should use it to help you secure the lowest rates possible without losing any coverage or benefits.


Organize your closet on a tight budget

Organize your Closet on a Tight Budget You don't have to spend a fortune on fancy closet organizing systems to organize your own closet, but it does require taking an honest look at your belongings and your habits. With some creativity and some planning, you can create a closet that's organized and easy to maintain. First of all, it's imperative that you take a look at what's currently in your closet before you can begin to organize it. If there is clothes that haven't been worn in six months or more, worn out shoes, outdated handbags and accessories that you no longer use, get rid of them. They are only taking up your valuable space. You'll be pleasantly surprised just how much space you can free up by purging beforehand, and it also means less to contend with during the organization process. Next, take a look at what you're left with. Try to organize your clothes based on what groups together well as outfits. Try to group like colors together, and organize shoes and accessories into casual, sport, professional and formal/dressy categories. Now that you know what you're left with, it's time to place it back into your closet in a neat and organized fashion. Look around your home for unused baskets and bins. Consider installing a couple of extra shelves if the need warrants. Affordable shelving units and brackets can be found in more home organization sections of your favorite hardware or discount store. You can also make great use of your space simply by using lengths of chain to hang items on in your closet. You can purchase plastic or metal chain in different lengths depending on your needs. Links should be large enough to accommodate your style of hanger - whether metal or plastic. Hardware or do-it yourself stores will cut the chain the length that you request. Attach the chain to your closet rod with a hook; these can also be found at the hardware or do-it-yourself store. Or you can simply loop the chain over the hook of a sturdy coat hanger. Hang clothing items, one hanger per link. This simple, inexpensive method can help you store several items in the space of just one. With a little discipline, some creativity, and a free afternoon, your closet will soon be organized, easy to use, and simple to maintain.


Whole of life insurance

Whole of Life Insurance is a form of life assurance that is offered by several insurance companies and advise about such cover should be obtained from a suitably authorised financial adviser. Whole of Life Insurance is often taken out for family protection purposes to provide a lump sum to your dependants in the event of your death. Whole of Life Insurance provides life cover as the title describes-potentially for the whole of your life i. e whenever you die the policy will pay out as long as you maintain the premiums. This is different to Level Term Assurance which usually only pays out if you were to die during the term of the policy. Hence the cost of Whole of Life Insurance is usually greater than that of Level Term Assurance. The premiums for a whole life insurance policy are normally invested in a fund and the cost of providing the cover is taken out of the fund. The policy is often reviewable after 10 years to assess if there is sufficient monies in the fund to continue to provide the level of cover required. There are a number of options available at this time i. e.do you need to increase the level of premiums if there is insufficient monies left in the fund to maintain the same level of life cover. The whole life insurance policy is then reviewable again in say 5 or 10 years time when the same assessment is made and the level of cover is agreed for a further period. Should you decide that there is no longer any need for the whole of life cover you can cancel the policy and you may receive a lump sum representing the surrender value of the policy. Whole of Life Insurance policies often have other options such as the ability for the level of life cover and/or the premiums to increase automatically each year. There is often an option to include Critical Illness cover in the policy so that the policy would pay out either upon earlier diagnosis of a specific critical illness i. e. heart attack, cancer, stroke, kidney failure or upon death which ever happens first. As can be seen whole of life insurance is a flexible policy with many options so, as stated earlier, you should seek sound advice from a suitably authorised financial adviser as to whether a whole life insurance policy is suitable to meet your requirements


Choosing the right vacuum cleaner

Choosing The Right Vacuum Cleaner As history indicates, the first model vacuum cleaner wasn't even a vacuum cleaner at all, more of a carpet sweeper. This was invented by a man named Daniel Hess, who in 1860 patented a machine that featured rotating brushes on the bottom and bellows that helped to create suction. However, there is no evidence that this very machine was ever produced. Some 40 years or so later, in 1908, James Spangler of Canton, Ohio received a patent for the very first portable electric vacuum cleaner. It was in fact his cousin in law, William Hoover, who lent his name to the legendary company that produces quality vacuum cleaners even today. For more than 150 years, the vacuum cleaner has been improved upon greatly. From doing your weekly vacuuming of your home, doing a spring cleaning, or simply leaving the vacuuming up to the robot, there is a vacuum out there suited to your needs. With upright, canister, HEPA filtered, bagged and bagless, there is always a vacuum cleaner for your needs on the market. There are actually 2 ways in which a vacuum cleaner cleans. The first, and the way we rate a vacuum on most is how debris and dirt is picked up off of a carpet and the floor. When you are searching for a vacuum, keep in mind the power of the suction motor, as this is very important for getting good performance. The second reason, one that isn't often thought about, is how well the vacuum filters the air and puts it back into the home. Those with allergy problems will find a HEPA vacuum to be the best choice. There are some models of HEPA vacuums that can filter out 99% of pollens, dust, and other common household allergens. There is also the choice of canister or upright vacuum, as this is more or less based on personal preference. Both vacuum types have their pros and cons. The heads of canister vacuums are able to reach under your furniture, also making it easier to vacuum the stairs as well. Canister vacuums on the other hand have a retractable electric cord, which is much more convenient than wrapping the cord back around the neck of the vacuum. It is often times easier to push the light weight canister vacuum head as opposed to pushing a canister style vacuum. When you choose your vacuum cleaner, keep in mind what you plan to vacuum. There are several designs and types intended for different uses. If you have hardwood floors, you obviously wouldn't want to use a carpet vacuum. The little things such as this will be a huge factor in selecting your vacuum cleaner. If you play your cards right, you'll have the perfect vacuum cleaner for your home - and other areas as well. (word count 466)


Wednesday, 28 September 2016

The history of christmas trees

Many historians and anthropologists agree that the history of christmas trees begins in post-primeval times, just as agricultural societies were developing across the globe. Christmas did not exist. It was simply, in one culture or another, a pagan celebration of the winter solstice. The winter solstice marks the shortest day of the year which usually occurs on the 22nd or 23rd of December. The boughs of evergreen trees were brought indoors to protect inhabitants from the evil spirits that could cause starvation and illness. Ancient peoples also scattered evergreen boughs over their floors, doors and around the windows. In fact, the tradition of hanging an evergreen garland comes from the tradition of hanging evergreens over the mantelpiece to keep witches, ghosts and spirits from traveling down the chimney and into the house. Evergreen boughs were also used to keep away illness. Scents such as pine, juniper and balsam are still used by aromatherapists today to fend off illness and winter depression. Even the ancient Egyptians were thought to play a role in the history of christmas trees. Of course there were no evergreen forests in ancient Egypt but during the solstice they filled their homes with palm rushes to protect themselves from evil and celebrate the return of their Sun God Ra. European and Mediterranean cultures also have episodes in the long saga that is part of the history of christmas trees. On the solstice, known as Saturnalia, the Romans decorated their homes with evergreen boughs. This honored the God Saturn whose domain was agriculture. Further north, the Celtic Druids used evergreens on the darkest day of the year to symbolize eternal life. These trees were not decorated as we know them today. They were not much more decorative than the famous Charlie brown christmas tree. This is because the function of these evergreen boughs was more protective than celebratory. By the 12th century indoor trees were brought inside. Nobody is sure why but originally Christmas trees were hung upside-down from ceilings at Christmastime. This was a popular custom in Central Europe. The upside down tree was seen as both as a symbol of Christianity and a pagan symbol. At that point Christianity was not wide spread and the tree may have been a nod to both pagan and Christian traditions. It is widely believed that the history of the Christmas tree as we know it began in Germany in the sixteenth century. However few people realize that the tree was not brought inside and that in fact, the first decorated christmas tree was a pyramid made of wood. These German indoor pyramids were decorated with boughs and candles. Often jars of pickles were set on the steps. The pyramid shape was not a direct inspiration from ancient Egypt but rather, the triangular shape was thought to represent the three points of the Holy Trinity - the Father, Son and Holy Spirit. The person credited with adding lighted candles to a real tree is Martin Luther - a German Protestant reformer who lived in the mid 1600s. The legend is that he was inspired to do so by the sight of stars in the night sky peeking through the limbs of an evergreen while he was on a walk. The next big development in the history of christmas trees was tinsel. Tinsel was invented in Germany around 1610. At that time, tinsel was made of real silver and it tarnished easily thanks to the smoke from the christmas tree candles. Silver was used for tinsel right up to the mid-20th century when it was replaced by aluminum. The history of christmas trees was non-existent in America until about the 1840s. They were sometimes displayed as curios in traveling sideshows. The christmas tree decorating ritual was considered sacrilegious for most of the 17th and 18th century. It was seen as a mockery of the sober celebration of the birth of Christ. In fact in 1659, people were fined for hanging decorations. This law continued until the 19th century when the tradition was brought more into common practice by German and Irish immigrants to the United States. The practice was also made more acceptable when Queen Victoria decided to make a right side up floor-to-ceiling xmas tree part of her dйcor in 1846. One difference between European customs and American customs seemed to be that Europeans were more inclined to decorate their trees with food, cookies and candies (and even pickles!) whereas Americans were more into glitzy decorations. Also the European christmas trees tended to be shorter (three to four feet in height) while the Americans preferred their trees to be sky-high. Both cultures however enjoyed decorating their trees with garlands of popcorns and electric lights. In the 1950s America saw the advent of the first artificial christmas trees. This event was celebrated by Charles M. Schulz famous fable about the Charlie brown Christmas tree. In this fable Charlie Brown is told by Linus, Lucy and Shroeder to go out and find the biggest flashiest aluminum tree to use as a decoration for their Christmas play. Instead Brown falls in love with the most pathetic tree ever and finds the true meaning of Christmas. You can buy a replica of this type of tree which is often called the "pathetic charlie brown christmas tree" online. True to the original cartoon, the tree boasts just one red Christmas ball ornament on a single bare limb. The argument about which is better - a fake christmas tree or a real christmas tree still rages on today. The most recent development in the history of Christmas trees is the return of the upside down christmas tree, which is disapproved by the church just as it was in the sixteenth century. If history keeps repeating itself the next trend we will see in xmas trees is the ancient wooden pyramids that served as artificial trees in pagan times.


How to improve your odds in the casinos

: One of the most important things to remember when playing in a land based casino is that the layout of the casino is designed to pull you into the games with the worst player odds. To help pull you further into the casino the casinos will usually use the bells and whistles of slot machines, and video poker games. This may make you think that the slot machines on the way to the blackjack, poker, roulette and craps tables are the ones to play, but this is usually not the case. The casinos will place some loose machines in the area leading to these games so that you will hear the bells ad look up and see the flashing light from the winning machines, and when you look you will see the table gamming areas of the casino. This method puts the thought of wining and table games into your mind together making you think you can win at the table games. The truth is that your chances of going home from the casinos a millionaire is only likely if you walked into the casino as a millionaire. This does not mean you can not go home with more money in your pockets then when you entered the casino or online casino. It only means that you need to be smarter and not fall for the casinos tricks. Most people come to casinos knowing just the basics to the most popular casino games played today. Everyone knows how to play Blackjack, but there is more to the game then just trying to get your cards close to 21 without going over. So by studying one game and spending all your time on that game you will be increasing your skills at the game and you will soon see that the basics are not enough when you are playing for money, especially if you want to win. Pick a casino game that you enjoy because this is going to be your game, and you are going to spend a lot of time practicing and learning about the game. Then spend as much of your free time as you can, playing the game. There are many online casinos and web sites that offer you the option of playing poker, or blackjack for free and also offer different variations of the game. This will allow you to get plenty or practice against a computer and other people before risking your money in a casino. Try to pick a table with other knowledgeable players. Playing a game like poker or blackjack at a table full of amateurs will put you at a disadvantage, but at the same time you do not want to pick a table where you are the worst player no matter how good you are. It is recommended that before sitting at any card game in a casino or an online casino that you watch a few hands to help judge the skills of the other players. The longer you play and the more your skill increases you will be amazed at how much more money you are leaving the casinos with.


Ppc info where to find it

PPC info can be found throughout the web. If you plan to begin a pay per click advertisement campaign, you need information. Where to advertise and how much to advertise is necessary information. You can find the ppc info you need throughout the web with ease. Let’s understand what ppc is first. PPC or pay per click advertising is an effective way to advertise a website, a service or a product. By placing ads on search pages, you are encouraging visitors to get the information or the product they are looking for from a specific source. Like any other advertising, it only works if it is directed at the right audience, at the right time and in the right way. But, because individuals are heading to those search engines to locate specific items, you can count on hitting the right audience. For example, if you need to search for a home based business idea, then you would head to your favorite search engine and input this. But, when you do this, the search results will come back with PPC advertisements. You can choose to find the item you need through these ads or through the websites generated by the search. In any case, being the advertiser is effective in that you will bring in considerable amounts of visitors quickly. To find PPC info, look to the web’s search engines. The larger the engine is, the more costly it is to use this method of advertising. Also, the keywords used also determine the cost as well. Nevertheless, it can be an excellent way to generate clicks to a website. Look to the search engine for the PPC info you need to get started. There are also many information portals now devoted to the subject and we recommend reading about it at one of these. Try googling for “PPC” and you will be surprised by the abundance of information on the subject. Alternatively you may try looking on Yahoo, MSN or even a decent directory site, all are good sources of this information.


Boots made for walking what to look for in military boots

While combat boots have become a favorite foot accessory in today’s ever evolving fashion trends, the actual intent of military boots is completely different. In fact, combat boots are really more about functionality than fashion. What is special about combat boots that make them so excellent for soldiers, and how have they changed and improved over the years? First of all, a form of combat boots has been employed by soldiers throughout much of history, dating back to the specialized hobnail boots of the Roman army. These boots are designed for wear during combat rather than for show, as the shoes worn by military personnel during parades and special ceremonies. The basic lace-up combat boot is the most common, though variations have been created for special purposes, including those for various types of troops (jump boots and tanker boots, for example), as well as boots for special environments through which soldiers might have to march (including jungle boots, cold weather boots, and desert boots). Combat boots are built for functionality and provide a number of services to the wearer. Besides incredible foot protection that is ample for harsh and rugged environments, combat boots also provide various degrees of grip and ankle stability that help soldiers maintain sure footing in dangerous or slippery areas. Most combat boots are waterproof, disallowing for leakage into the boots that can cause a fungus to build on the soldiers’ feet, but at the same time, the material can actually provide ventilation for the skin so that sweat and heat are not held in. Though most of these boots are made of a leather that has been chemically treated or hardened, newer boots are including Kevlar and nomex as materials in the side panels of the boots to help retain a sturdy build while also providing additional ventilation for the feet. In the past, combat boots were known to be uncomfortable for the wearer and if not properly fit to the individual’s feet, may have even been painful. However, the modern Infantry Combat Boot used in the United States have been greatly improved for comfort as well as functionality. These newer models incorporate heel and ankle support and use Gore-Tex waterproofing for better protection, and they have also been modified to fit like the new civilian boots that many are wearing as a fashion statement today, providing extra comfort to the wearer. Among other things, when you choose a pair of combat boots, whether they are for tactical training, actual combat, or just for fashionability, you should look for several details. The most important aspect of the boot is the way that it fits your feet. If the combat boot is in the least bit uncomfortable, you should not purchase itbat boots are not made to stretch and adjust to the shape of your feet like many shoes are. They are made to be sturdy and solid with little give so that they last and provide proper protection for a long time. Make sure the boots are of a solid, strong leather that is not likely to become threadbare in a few months’ time. Remember, especially if you are purchasing the boots for use in the military, your boots will go through a lot of battle, causing quite a bit of wear and tear, and they should be able to withstand such pressures. Check that the soles of the boots are sturdy, with no cracks or wholes, and holding up under pressure. Should the boots not pass inspection, leave them behind. There are plenty of pairs in this world, and probably several hundred of them have the same items on the menu, so to speak. Therefore, the hardest decision to make would be either color or size of the boots. If you want authentic combat boots and not a fashion knock-off, the best place to begin your search is in an army/navy supply store or military surplus store. Here, in the midst of hundreds of military supplies and clothing items, you’ll find several pairs of combat boots to choose from, usually at a reduced price. If you are just looking for a fashionable accessory to go with a pair of Ralph Lauren cargo pants and a tank top, you can find imitations in most shoe centers in department stores or even in specialized shoe stores. This is quite a common choice, as many tend to imitate celebrities, and several rockers and famous personalities choose to wear combat boots as part of their image.


Andon lean manufacturing

Andon is one of the three elements that make up the principle of Jidoka - Jidoka Jidoka is made up of three elements, these are: - 1.Andon 2.Full work system 3.Error proofing (pokayoke) So exactly what does andon look like? What an Andon System does:- l. Andon allows timely corrective actions by alerting personnel when abnormal conditions occur. 2. Allows Shop floor Team Leaders to spend less time and effort monitoring the situation, and more time solving abnormalities. 3. Allows Operation teams to monitor equipment and personnel more effectively. 4. It can act as a 2 way communication device e. g. When indicator returns to green; this tells everybody it’s ‘back to normal’ What an Andon System doesn’t do:- l. Solve Abnormalities 2. Prevent all defects from being passed forward 3. Replace good verbal communication between work groups 4. Remove the need for rectification or customer protection Direct Benefits of Andon Control the production Operators have the ability to ‘stop call wait’ Defect reportability & correction, operators can report faults immediately and countermeasures can be implemented at source Safety/ ergonomics, identifies safety and body stress concerns Even loading (balanced processes) will allow rebalance of process if over burden occurs Workable design highlights problems with work density Implementation Guidelines: • Implement following Standard Operations – stability • Team structure / ratio / roles and responsibility • Identify work zones / stations • Divide the process into manageable steps • Determine what conditions must be measured • Design the andon board • Set the escalation procedure • Determine the support structure • Set the criteria for collating downtime data • Determine confirmation points / regularity •Set effective communication structure •Visualise problem solving status •Andon systems should be thought out and appropriate in design to be effective. •Andon systems should be implemented when and only when an appropriate support system and escalation procedure is in place (Service Level Agreements, problem solving process etc.) •Andon signals should be simple and easy to understand •Avoid spending too much money on a ‘State of the art’ Andon System, prove the system out with a simple manual system to judge it’s worth


Political promotional products an effective use of campaign dollars

According to a recent article by Jim Kuhnhenn, presidential candidates are planning to spend more than ever before on advertising. For instance, Kuhnhenn says Barack Obama has spent more than “$2.7 million in ad spending in Iowa alone, according to data compiled by other presidential campaigns.” He added that most of the candidates’ advertising dollars will be spent on television and radio ads, especially in Iowa and New Hampshire. Perhaps these candidates and their campaign organizers should also consider spending money on political promotional products. Of course there will be the typical bumper sticker and hand fan campaigns, as well as yard signs to promote the candidates. However, there is a new trend in campaign advertising, unique political promotional products. There are many unique political products that take the campaign off the beaten path into uncharted and highly effective territory. Political promotional products range from the typical signs and buttons to things like stress balls and awareness bracelets. These political promotional products can be even more effective in raising awareness of the candidate’s political views, and all can be imprinted with the name of the candidate along with their slogan or personal message. Voters will be highly impressed to see that the candidate is creative and takes extra time in thinking about his or her voting public. Political promotional products are often overlooked when discussing how a candidate will spend money on advertising, but are usually the most memorable of advertisementsmercials are great, but often don’t leave a lasting impression. Political promotional products are useful because they stick around longer than the typical 30-second ad Political promotional products are seen by just as many people and can generate a lot of interest in a candidate. Especially if the political promotional product is unique and ties in with what the candidate has to say. There is a myriad of products available that can achieve this objective. Candidates should consider investing in a variety of political promotional products as well as the well-known staples. There is a political promotional product out there for any campaign and on any campaign budget.


Depression and suicide someone intervene before it gets that bad

Depending on how depression impacts a person it is possible that depression can lead to thoughts of suicide and depending on the magnitude of the depression sometimes those thoughts can lead a person to actually commit suicide. What keeps us from noticing the signs and from intervening before it gets to that level? Do we simply not recognize the signs are do we choose to ignore them out of ignorance? For many suffering with depression feel as if it is a relief, the final end for those who have struggled mightily with the demons of depression. However, too often the loved ones and family members of those who are suffering most deeply with depression believe incorrectly that there is simply no way that suicide will be the end result. This fallacy has led to many a broken family as suicide and depression go hand in hand far too often. We are quite incapable as families and friends of those suffering with depression to “treat” the condition. It is vital that you help the person suffering by getting them to a professional who can help. Find a professional that will listen and don’t stop advocating for your loved one until you get the help they need. There is no need in trying to really understand the depths of depression and the demons that it brings unless you have battled the war yourself. Too often we brush off comments that begin to sound darker and darker thinking to ourselves “life just isn’t all that bad... there’s no way my friend or loved one would actually go through with it... they can shake it off”. Danger, danger... you must not think in this manner. Thoughts of and thinly veiled comments of suicide are not a call for attention, they are a cry for help, they are a cry that should ring through your soul and you should not rest until you have helped your loved one get the help the so desperately need. Do not brush it off…take it seriously…and get moving... intervene now. It is important to dispel the myth that if a person talks about suicide that they will not make a suicide attempt. Wrong. In fact speaking of this heinous act is how you can know that the depression has actually reached the depths of the pit. If you hear these comments, stop whatever you are doing and get professional help for your loved one. This is not a comment that you can ignore. It is simply too serious. The apathy and hopelessness brought on by the depression can cause someone not to even be able to think rationally anymore. They probably are not even able to form a thought that says “I am going to kill myself because I have nothing to live for”, they generally feel so much apathy about life itself that suicide seems a sweet relief. Those suffering with depression are at an even higher risk for suicide if they are using alcohol and drugs to numb the pain of depression. Suicide does not distinguish between classes of people; it does not just target the rich or the poor. Suicide crosses all social boundaries. Often times we incorrectly assume that if we talk about suicide with a friend or loved one who is suffering from depression that we will give them that push they need, or we will somehow inadvertently give them “permission” to commit suicide. Again, this is a myth. Often talking about it helps to relieve some of the pressure and anxiety of keeping it hidden. Another very common myth is that a suicide attempt is a method to get attention. Good grief! How many years is it going to take for us to realize this is wrong! Incorrect! No where close to the truth! Any action taken to end one’s life is serious. While some believe that if someone attempts suicide using a method they know will ultimately fail, is just a call for help and not really all that serious. Regardless…hear this…any suicide attempt must be taken seriously and you must do whatever it takes to get help from a professional. Thoughts and feelings that lead someone to make an attempt at suicide do not go away quickly. If the attempt is survived, do not just think everything is ok with the world. It’s not. Professionals must intervene and help to provide ongoing treatment in order to help work through what brought on the attempt or near attempt in the first place. Depression and suicide often go hand in hand. Regardless of what you believe personally those suffering with depression need help and they need help now! Do not delay. Help to find the professional assistance needed in order to deal with the dark depression threatening to engulf your friend or loved one.


The cubicle your home away from home

Is your cubicle your home away from home? For many, everything that they need is there. Of course, you have your phone, your computer and your paperwork. But, you probably have all sorts of other things as well. Photos are throughout the walls. Your hot drink and your cold drinks are there. You will find that many people have their doodle pads within reach as well. But, really, the cubicle is a sad place. You can brighten them up a little. One excellent way to improve employee satisfaction is to provide them with a comfortable place to work, even if that is only a cubicle. But, make them convenient, comfortable and spacious. Sure, you don’t have a lot of room but that little extra bit is likely to help your employees feel more in an office than a box. You can add shelving units, desks and computers to the space, but again, make sure that things are easy to use and within reach. You should allow them to have a place to put notes and pictures of those at home. You can easily do this with a corkboard of sorts or even by using padded cubicles. Why should you bother? Of course you are thinking that this is a waste of money. But, for many businesses, having a comfortable place to work in will allow your employees to work better. Efficiency is quite important in all aspects of business. And, this is no hidden secret that happy employees provide better, more efficient workloads. So, go ahead and splurge here. Are you thinking that you do not know just what you can use to make your employees work area better? There are a number of websites online that can help you not only make better work environments for your employees, but that can help you do it as well. In fact, many will provide the products that you need and the labor to do it at a very reasonable rate. Give in a little and reap the rewards by providing great cubicles for your employees.


Las vegas how to have non gambling related fun

Last month, my wife, Anne Doe, took me to Las Vegas because she had to go for a business convention. Needless to say, she writes for an guide to casinos and I hate gambling. But then, she likes it and this supports us too, so I went along without any hassle. At first I was depressed, but then as I asked around and looked around, I ended up having more fun in Las Vegas than I would have thought. And no. I did not enter a single casino while I was there. Entertainment: One of the greatest things about Las Vegas, Reno and Atlantic City (but especially Las Vegas) is the number of shows that are available. You can get to watch top class comedians like Jay Leno, Jerry Seinfeld, Ray Romano, Tim Allen and even the likes of Bill Cosby and Chris Rock. If you are into music you can watch female singers like Celine Dion, Mariah Carey, Britney Spears, Christina Aguilera and Beyonc?, male performers like Phil Collins, Eric Clapton, Snoopy Dog and bands like Oasis and Bon Jovi. I could go on and on but the list is endless. If you are into magic you can watch magicians like David Copperfield do their thing meters from you. Whatever you like, you can find it here from Western music to oldies to Jazz, Rock, Heavy Mettle to Trance. All you have to do is look at the itenary offered during your visit. Food: Chinese to Japanese to Korean to Jewish and even Vegetarian and proper meat eating establishments await your every delight in Vegas. Do not opt for the cheap and oily fried dishes served for free while you play. Stop a while and take in the delightful scenery and smells of East Asian or European dishes. What is wondrous is that you get to see man's ability to mix. A real melting pot if I may say so myself. But is that all what casino cities like Las Vegas are about? Do you have to remain in the city to really and truly enjoy your stay? No. Here are some of the better attractions you must see on your visit to Vegas: Hoover Dam and the Grand Canyon: Book yourself a seat on any of the many sightseeing tours available and go and watch the architectural marvel that is Hoover Dam built over the Grand canyon which is also a grand sight to see by itself. Black Canyon is another must see as is Lake Mead which is so beautiful just because it is a body of water all surrounded by desert-like nature. Colorado River: While looking at the Dam and Canyon is from above, to see the true beauty of the river, you have to go down. The Colorado river is excellent for river-rafting and water sports, but you do not have to take part if it is not your thing. Instead just sit back and enjoy another of nature's marvels. Bonnie Springs: Who can not resist going to one of the old towns like those in the Western gun slinging movies? Your destination needs to be Old Nevada. There you can delight in an old western town right in the middle of Red Rock Canyon. They host western shootouts too so come prepared, partner! Conclusion: I could go on and on about other attractions like the theme park in Circus Circus, the Gilcrease Nature Sanctuary, the Henderson Bird Viewing Preserve and Mt. Charleston but I think you get the picture. In Las Vegas and hate gambling? Do not despair. Just go out and have some clean un-gambling fun.